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Mortgages

Wadsworth & Co in association with ABC Finance Ltd are pleased to offer Mortgages for everyone ‘subject to status’. Buying a house in connection with ABC Finance Ltd they will find you a property and a mortgage.

  • Adverse credit
  • Self certified
  • Right to buy
  • Buy to let
  • Shared ownership

Whatever your circumstances we’ll find the right mortgage for you.

Repayment or interest-only mortgage?

There are two basic types of mortgage: repayment and interest only. You simply have to decide whether you want to start repaying your mortgage now, plus the interest charged on it, or whether you just want to just pay off the interest every month and repay the mortgage at a later date (usually at the end of the mortgage term). If you choose interest only, the lender will want you to set up a saving plan to provide a lump sum that can be used to repay the debt, such as an individual savings account (ISA) or an endowment pension plan. Please note that interest-only mortgages are very rare in the current economic climate. If you start repaying your mortgage straight away, you will clear the debt much sooner.

ABC Finance Ltd is Authorised and Regulated by the Financial Services Authority. The FSA do not regulate Home-owner, Commercial loans or unsecured credit. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured upon it.

For more information, please call us now on 01922 627121 or place an order.